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1:48
Understanding Your First Home Loan Options
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Your bank benefits when you pay your mortgage the…. Most homeowners pay once per month because that’s what they were told to do. But there’s a simple repayment method many people never think about: Split your mortgage payment in half and pay it every 2 weeks. Done correctly, this can help you make the equivalent of an extra mortgage payment each year which may reduce your balance faster, cut interest, and potentially knock years off your mortgage. And if you add extra overpayments when affordabl
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Once you apply for a home loan with loanDepot Tri Cities, the process moves quickly. Your application, income, assets, and credit are reviewed by our team to determine the best loan options for your situation. From there, we issue a preapproval, discuss payment goals, and help structure a strategy that fits your needs. Once you’re under contract, we coordinate appraisal, title, underwriting, and final loan approval while keeping you updated throughout the process. Whether you’re using a VA loan,
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